Income tax calculator

Checked 13 Oct 2026the Taxes Consolidation Act 1997 as amended by the Finance Act 2025, in force for 2026, and Budget 2027 as announced.

Your income tax, Universal Social Charge, PRSI and take-home pay for 2026 and for 2027 as announced in Budget 2027, worked from the bands, the credits and the reliefs that apply to you. Answer only the questions that apply; everything stays in your browser.

Your status

Who is this estimate for?

Marital status

Are you the principal carer of a dependent child?

The Single Person Child Carer Credit and the wider band.

What age will you be in 2026?The 2027 figures add a year. Pension relief, the age credit, USC and PRSI all turn on age.

PRSI class

Full rate: Class A (most employees, private and public sector since 1995). Reduced: Modified rate (public servants recruited before 6 April 1995).

Your income

What do you earn?

Gross annual employment incomeBefore tax, pension or anything else is taken off.

Do you make employee pension contributions?

Annual ASC (public sector only)Additional Superannuation Contribution, from your payslip. Leave at 0 if it does not apply.

Do you receive an occupational pension?

Not the State pension, which is not liable to USC or PRSI.

Do you have investment income (not rent)?

Do you have self-employed or trade income?

Do you have rental income?

Are you in scope of pension auto-enrolment?

My Future Fund: aged 23 to 60, earning €20,000 or more, not already in a pension through payroll.

Do you claim remote working relief?

30% of the share of your electricity, heat and broadband for the days you worked from home.

Benefits in kind

Does your employer provide anything taxed as pay?

Do you have a company car?

Do you have a preferential loan from your employer?

Does your employer pay your medical insurance?

The premium is a benefit in kind; relief at 20% is given back, capped per adult and child.

Other benefits in kind a yearAnything else your employer provides that is taxed as pay. Leave at 0 if none.

Credits and reliefs

Which of these apply to you?

Blind Person's Tax CreditDependent Relative Tax CreditIncapacitated Child Tax CreditRent Tax CreditFor rent you pay on your home.I hold a full medical cardUSC is capped at 2% where income is €60,000 or less.

Do you claim the Mortgage Interest Tax Credit?

20% of the interest, capped at €1,250 in 2026 and halved for 2027.

Do you have qualifying health expenses?

GP, consultant, prescriptions, physiotherapy and the like at 20%; nursing home fees at your highest rate.

The tool gives an estimate for a full year on the figures you enter. It does not handle separate assessment, income from abroad, capital gains, the Help to Buy scheme, flat-rate expenses or a Revenue tax credit certificate that differs from the standard credits. The 2027 figures are Budget 2027 as announced and change if the Finance Act does.